whatever the case may be a committee economy is growing, but not a feel-good economy because the growth is not rapid enough to reduce unemployment and economy. giving users import, very important to both the consumer and consumer psychology is housing. you see really ingredients for a decent sized recovery in housing activity. affordability is near record high. home prices to disposable income is running your buckled low levels, so houses are cheap. in fact, the value of a home is a functional is a functional is a functional is a functional. rents have gone up relative to house prices in its now cheaper to buy than to matter. people have not been doing that aggressively because one of the most important expenditures as a home purchase. to the extent they are not confident to home prices have bottomed out, they don't want to make that jump, that leap. as the search is the evidence come to pass prices out come the back the bidding contest in neil beamer to mistake. homeownership has declined to very low levels. rent mortgage payment is at record high. again, it's not cheaper to buy than r